Welcome Benefits :- ​N/A

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Rewards & Benefits :- 

Movie & Dining

Get up to 30% discount on dining across over 300 partnered restaurants.

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Rewards Rate

2 Reward Points on every retail spend of Rs. 100 and 15 Reward Points on dining, movies, departmental stores, and groceries.

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Reward Redemption

Redeem your earned Reward Points against a number of options available on the AU Rewardz portal.

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Travel 

Get free railway lounge access every year.

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Domestic Lounge Access

2 complimentary railway lounge access every quarter

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

NA

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.49% on all foreign currency spends.

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Interest Rates

3.49% per month

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Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

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Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

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Product Details :- 

• Lifetime Free Credit Card.

• Up to 15 Reward Points on every spend of Rs. 100.

• 2x Reward Points on retail spends between the 1st and 5th of every month.

• Complimentary railway lounge access every year.

• Free device protection plan and extended warranty.

• Up to 30% discount on dining.

• 1% fuel surcharge waiver.

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