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AU Bank Xcite Ace Credit Cards

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Welcome Benefits :- â€‹N/A

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Rewards & Benefits :- 

Movie & Dining

Up to 30% discount on dining across more than 300 restaurants.

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Rewards Rate

1% cashback on monthly spends of Rs. 7,500, 2% cashback on monthly spends of Rs. 12,500, and 3% cashback on monthly spends of Rs. 20,000.

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Reward Redemption

The earned cashback is directly credited to your accounts.

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Travel 

Complimentary airport and railway lounge access every year.

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Domestic Lounge Access

2 complimentary domestic airport lounge access every quarter.

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

NA

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.49% on all foreign currency spends.

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Interest Rates

3.49% per month

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Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

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Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

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Product Details :- 

  • Lifetime Free Credit Card.

  • Get up to 3% cashback on your spends using this card.

  • Get complimentary railway lounge access every year.

  • Get complimentary airport lounge access every year.

  • Save up to 30% on your dining spends.

  • 1% fuel surcharge waiver on all fuel purchases.

  • Get a free device protection plan and extended warranty.

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  • Joining Fee             Nil

  • Renewal Fee           Nil

  • Best Suited For       Shopping

  • Reward Type           Reward Points

  • Welcome Benefits   N/A

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