AU Bank Xcite Ace Credit Cards
Welcome Benefits :- ​N/A
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Rewards & Benefits :-
Movie & Dining
Up to 30% discount on dining across more than 300 restaurants.
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Rewards Rate
1% cashback on monthly spends of Rs. 7,500, 2% cashback on monthly spends of Rs. 12,500, and 3% cashback on monthly spends of Rs. 20,000.
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Reward Redemption
The earned cashback is directly credited to your accounts.
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Travel
Complimentary airport and railway lounge access every year.
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Domestic Lounge Access
2 complimentary domestic airport lounge access every quarter.
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International Lounge Access
N/A
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Fees & Charges :-
Spend-Based Waiver
NA
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Rewards Redemption Fee
Nil
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Foreign Currency Markup
3.49% on all foreign currency spends.
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Interest Rates
3.49% per month
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Fuel Surcharge
1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.
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Cash Advance Charges
2.5% of the transaction amount (subject to a minimum charge of Rs. 100)
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Product Details :-
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Lifetime Free Credit Card.
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Get up to 3% cashback on your spends using this card.
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Get complimentary railway lounge access every year.
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Get complimentary airport lounge access every year.
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Save up to 30% on your dining spends.
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1% fuel surcharge waiver on all fuel purchases.
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Get a free device protection plan and extended warranty.
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Joining Fee Nil
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Renewal Fee Nil
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Best Suited For Shopping
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Reward Type Reward Points
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Welcome Benefits N/A




