Credit Card News & Update

Utility, Transportation & Wallet Load Charges Revised YES Bank has announced important revisions to its credit card fee structure. While the changes are minor, they can impact high spenders significantly. Here’s a complete breakdown 👇 1️⃣ Utility & Service Transactions Update 🔹 “Utility” charges will now appear as Utility & Service Transaction Fee  on statements. 🔹 The fee structure remains unchanged.🔹 However, the spend thresholds have been increased  (fee applies only a

🔥 Cashback Benefits Revised – Here’s What You Need to Know If you are using the SBI Cashback Credit Card , this update is very important for you. SBI Card has announced revisions in the cashback structure. Let’s understand the changes in simple terms 👇 💰 Maximum Cashback Limit Per Statement Cycle The total cashback you can earn in one billing cycle will now be capped at ₹4,000 . 🔹 Breakdown: 🛒 5% on Online Spends  → Maximum ₹2,000 🏬 1% on Offline Spends (POS transactio

SBI Card just dropped some major revisions to their reward point redemption policies to take effect on April 1, 2026:  1. New Monthly Redemption Cap You will now be capped at redeeming a maximum of 60,000 Reward Points per month for statement credit. (Exemptions: Air India SBI Signature Card, PhonePe SBI Card PURPLE, and PhonePe SBI Card SELECT BLACK).   2. Fixed Redemption Multiples Say goodbye to redeeming random point amounts! Moving forward, statement credit redemptions

Traveling can be tiring, especially when you have to wait for long hours at the airport. Having access to an airport lounge can make your journey much more comfortable. You get a quiet place to relax, free snacks and drinks, Wi-Fi, and sometimes even showers. The best way to enjoy these perks is by using credit cards that offer lounge access. In this post, I will share everything you need to know about the best credit cards with lounge access in India. Why Choose Credit Cards

🔔 Big Change in Rewards Debit Card Eligibility HDFC Bank has announced a major update  for all customers using or planning to apply for the Rewards Debit Card . 📢 From 20 January 2026 , the Rewards Debit Card will be issued ONLY  to customers holding a Senior Citizen Savings Account (Product Code 157). That means normal savings account holders will no longer be eligible  for this card after this date. ✅ Revised Eligibility Rules Earlier, Rewards Debit Card was available fo

IDFC First Bank Credit Card: Reward Points & Lounge Benefits Update (2026) Effective from 18 January 2026, IDFC First Bank has announced important changes in its credit card reward points structure, fair usage policy, and lounge access benefits. These updates will impact how cardholders earn and use reward points, especially on select categories like FASTag and railway spends. Below is a simple and detailed explanation of the latest updates. 🔔 What’s Changing in Reward Point

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1 January 2025 Non-Maintenance of AMB: Effective 1st January 2025, a fixed percentage charge will apply for failing to maintain the...

1 December 2024 IndusInd : IndusInd New Changes On Educational Payment On Credit Cards Upto ₹45,000 In A Statement Cycle On Educational...

30 November 2024 AU CC : AU Bank New Changes For Free Airport Longue Access AU Implemented This On AU Credit Cards Need To Spend 20k In...

Important Update: Dear Customer, effective 1st January, 2025, Min Quarterly Spend amount of Rs. 20,000 will be required to continue...

20 November 2024 Few important updates to your card's features and charges:

Not able to pay HDFC pixel card's bill via payzapp, cred, neft, etc. I have been complaining since 20 days now but there is no one to...

14 November, 2024 Change in your Reward Points w.e.f 15th Dec, 2024 Non-cash reward redemption value, per Reward Point will be revised...

14 November, 2024 BOBCARD has introduced a new minimum quarterly spending requirement to qualify for complimentary airport lounge access...