Welcome Benefits :- ​N/A

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Rewards & Benefits :- 

Movie & Dining

N/A​

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Rewards Rate

4 RPs per ₹200 on UPI transactions above ₹2,000, 2 RPs per ₹200 on other online spends

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Reward Redemption

Reward points earned can be redeemed against a host of choices at the Yes Rewardz portal

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Travel 

NA

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Domestic Lounge Access

NA

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

NA

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Rewards Redemption Fee

Rs. 100 per redemption request

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Foreign Currency Markup

2.75% of the transaction amount

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Interest Rates

3.8% per month or 45.6% per annum

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Fuel Surcharge

1% fuel surcharge waiver on spends between Rs. 400 to Rs. 5000, with maximum benefit capped at Rs. 125 per statement cycle

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Cash Advance Charges

NA

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Product Details :- 

• Lifetime free credit card without any joining or renewal fee

• Convenience in making UPI transactions

• Virtual-Only card without any physical card variant

• 4 RPs per ₹200 spent on UPI transactions above ₹2,000

• 2 RPs per ₹200 spent on other online spends

• A low forex markup fee of 2.75% of the transaction amount