Welcome Benefits :- 

• 25,000 Reward Points are credited to your account as a welcome benefit upon the completion of the first transaction with Yes Private Credit Card.

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Rewards & Benefits :- 

Movie & Dining

While booking movie tickets through BookMyShow, you will get Buy One Get One offer (up to 4 free tickets per month)

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Rewards Rate

24 Reward Points for every Rs. 200 spent on international spends, 16 Reward Points for every Rs. 200 spent on domestic spends.

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Reward Redemption

Reward Points can be redeemed on the YesRewardz portal for flight/hotel/movie ticket bookings and against products and vouchers in the bank's catalogue. (1 Reward Point = Rs. 0.25)

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Travel 

Complimentary access to domestic and international airport lounges, travel privileges including cruise program, car rentals, vacation packages, car rentals, e-gift vouchers from Oberoi hotels and resorts, etc.

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Domestic Lounge Access

Unlimited domestic lounge access with MasterCard Lounge Program for primary and add-on cardmembers (guest visits limited to 12 per year)

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International Lounge Access

Unlimited international lounge access to primary and add-on cardmembers with Lounge Key (guest visits limited to 12 per year)

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Fees & Charges :- 

Spend-Based Waiver

Renewal fee waived off on spends of Rs. 25,00,000 for Yes Private Credit Card

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

0.50% on all foreign currency spends.

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Interest Rates

1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.

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Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

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Cash Advance Charges

Nil

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Product Details :- 

• Welcome gift of 25,000 Reward Points on the first transaction on Yes Private Credit Card.

• Milestone benefit of 10,000 Reward Points on total spends of Rs. 10 lakh in the first 90 days of card issuance.

• 40 Reward Points per Rs. 200 on international spends.

• 20 Reward Points per Rs. 200 on domestic spends.

• A lower interest rate of 1.2% p.m (for Yes Bank account holders) and 1.75% for others.

• Lower mark-up fee of 0.50% on all foreign currency transactions.

• Unlimited domestic lounge visits for primary and add-on cardholders (10 complimentary guest visits per year).

• Complimentary Lounge Key membership is available for both primary and add-on card members.

• Many other travel benefits include a cruise program, car rentals, vacation packages, Oberoi gift vouchers, etc.

• Air travel-related insurance benefits, including accidental death coverage, are worth Rs. 5 crores.

• Credit Shield cover worth Rs. 15 lakh in case of accidental death of the primary cardholder.

• Golf benefits include 12 rounds of complimentary green fees for a year (maximum of 3 rounds per calendar quarter).

• 12 complimentary golf lessons every year with a max cap of 3 lessons per calendar quarter.

• Complimentary wellness and medical benefits.

• Fuel surcharge waived off at all fuel stations across India for transactions between Rs. 500 and Rs. 4,000.

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