Welcome Benefits :- ​N/A

​

Rewards & Benefits :- 

Movie & Dining

15% Discount on Select Restaurants and BOGO on Movies

​

Rewards Rate

36 RPs for Each Spend of Rs. 200 on Online Shopping and 18 RPs for Each Offline Spend of Rs. 200

​

Reward Redemption

Redeem with Yes Rewardz

​

Travel 

Lounge Access and Low Foreign Mark-up Fees

​

Domestic Lounge Access

6 Free Visits Each Quarter (24 in a Year)

​

International Lounge Access

Unlimited Lounge Access for Primary & Add-On Cardholders

​

Fees & Charges :- 

Spend-Based Waiver

On Spending Rs. 10 Lakh in a Year

​

Rewards Redemption Fee

Nil

​

Foreign Currency Markup

1% of the Transaction Amount

​

Interest Rates

2.99% Per Month (35.88% Annually)

​

Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

​

Cash Advance Charges

2.5% of the transaction amount

​

Product Details :- 

• This is a premium card offered by Yes Bank.

• This card carries unlimited lounge access for primary and add-on card holders.

• BOGO on movies.

• 34 RPs for online spends of Rs. 200 and 18 RPs for offline spends.

​

Pros/Cons :-

​

Pros

• Since this card offers unlimited lounge access and a lower Foreign Currency Mark-Up of 1%, it is perfect for international travelers.

• Buy One Get One on movies and discounts on dining make it an attractive choice for youngsters.

Cons

• This card has a high joining fee of Rs. 9,999.

• The welcome benefit seems limited in accordance with the high joining charge.