Welcome Benefits :- ​

• You get an Amazon gift voucher worth ₹500 in the form of a welcome gift on the realization of the card membership fee.

• The voucher code will be sent to you on your registered mobile number within 30 days of the payment of the joining fee.

• The gift voucher will be valid for 12 months from the accrual date

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Rewards & Benefits :- 

Movie & Dining

N/A

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Rewards Rate

Get 10X Reward Points on partner brands (e.g. BookMyShow, Apollo 24/7), 5X Reward Points on online purchases, and 1 Reward Point for every Rs. 100 spent on other purchases.​

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Reward Redemption

Reward Points can be redeemed for gift vouchers on sbicard.com or via the SBI mobile app, as well as for paying the card’s outstanding balance, 1 RP = Rs. 0.25

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Travel 

N/A

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Domestic Lounge Access

N/A

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

Renewal fee waiver on annual spend of Rs. 1 lakh

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Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month (45% annually)

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Fuel Surcharge

1% fuel surcharge waived on fuel transactions from Rs. 500 to Rs. 3,000 (max waiver capped at Rs. 100 per month)

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Cash Advance Charges

Higher of Rs. 300 or 2.5% of the amount withdrawn.

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Product Details :- 

• Gift vouchers worth ₹500 from Amazon as a welcome benefit.

• E-vouchers from ClearTrip/Yatra worth ₹2,000 on net annual spends of ₹1,00,000 and ₹2,00,000 each.

• 10X Reward Points on online spending at partner merchants, including popular websites like BookMyShow, Myntra, Netmeds, Swiggy, Apollo24x7, etc.

• 5X Reward Points on all other online spends using your SBI SimplyClick Credit Card.

• 1 Reward Point per ₹100 on all offline spends except fuel.

• Annual fee waiver of ₹499 on the annual spending of ₹1,00,000.

• 1% fuel surcharge waived for all purchases of fuel between ₹500 and ₹3,000.

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Pros/Cons :-

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Pros

• One of the most beneficial pros of the SBI SimplyClick Credit Card is the welcome benefit of a voucher worth Rs. 500 from Amazon.

• You can also get coupons worth Rs. 4000 on achieving milestone spends.

Cons

• This card has a significant drawback for frequent travellers as it offers no domestic or international lounge access.

• Along with no travel benefits, there aren’t any insurance benefits with the SBI SimplyClick Credit Card.