SBI Pulse Credit Cards

Live Apply Process

Welcome Benefits :- 

• Complimentary Noise ColorFit Pulse Smart Watch worth Rs. 5,999. You can avail of this through a gift voucher that will be sent to you within 45 days of paying the joining fee.

• You get complimentary FitPass Pro membership, which allows you to access the following services:
  -Access to more than 4,000 Gyms and fitness studios.
  -Unlimited access to interactive as well as recorded online fitness sessions.
  -Personal nutritionist and exclusive Artificial intelligence-led Fitness Coaching sessions.

• You get complimentary Netmeds First membership, which comes with the following advantages:
  -Get unlimited doctor consultations online.
  -Get basic health check-ups every year.
  -Get complimentary 2.5% NMS Super Cash (up to Rs. 1000 on every prepaid order.
  -Get an additional 5% discount on pathology lab tests.
  -Get unlimited free deliveries.

• You can avail of the above complimentary membership fee only if you pay the joining fee on time and make at least one retail transaction using your credit card. Moreover, the memberships get renewed every year when you pay the renewal fee.

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Rewards & Benefits :- 

Movie & Dining

10 Reward Points per Rs. 100 spent on movie and dining

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Rewards Rate

10 Reward Points per Rs. 100 spent on Pharmacy, Chemist, movie & dining and 2 RPs per Rs. 100 spent elsewhere.

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Reward Redemption

The Reward points are redeemable against a host of options on the Rewards catalogue or against the statement balance (1 RP = Re. 0.25).

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Travel 

Get complimentary access to domestic lounges along with complimentary Priority Pass membership.

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Domestic Lounge Access

2 complimentary domestic lounge visits per quarter.

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

The renewal fee can be waived if you spend Rs. 2 lakhs or more in the previous year.

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Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month (45% annually)

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Fuel Surcharge

1% fuel surcharge waiver for all fuel transactions between Rs. 500 and Rs. 4,000.

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Cash Advance Charges

2.5% of the cash amount subject to a minimum of Rs. 500

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Product Details :- 

• Complimentary Noise ColorFit Pulse Smart Watch as a welcome gift.

• Complimentary FitPass Pro membership.

• Complimentary Netmeds First membership.

• 10 Reward Points on every health-related spend of Rs. 100 & on movies & dining.

• 2 Reward Points per Rs. 100 spent.

• Complimentary Priority Pass membership for the first two years.

• 8 Complimentary airport lounge visits at select airports in India, max 2 per quarter.

• Get e-gift vouchers worth Rs. 1,500 annually on reaching the milestone spend.

• Spend-based annual membership fee waiver.

• Air accident insurance coverage worth Rs. 50 lakhs.

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