Welcome Benefits :- 

• You get 40,000 Reward Points worth Rs. 10,000 as a joining benefit.

• Complimentary 1-year membership of Club Marriott, Wall Street Journal, and Mint.

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Rewards & Benefits :- 

Movie & Dining

4 movie tickets from BookMyShow every month (max cap of Rs. 250 per ticket)

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Rewards Rate

4 Reward Points per Rs. 100 spent (reward rate of 1%)

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Reward Redemption

Reward Points are redeemable for gift vouchers, hotel reservations, flight tickets etc., on dedicated AURUM Rewards portal

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Travel 

Complimentary domestic and international airport lounge access and complimentary airport spa access.

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Domestic Lounge Access

4 complimentary domestic lounge access under Visa/MasterCard domestic lounge program

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International Lounge Access

Unlimited international airport lounge access with complimentary Dreamfolks lounge program membership

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Fees & Charges :- 

Spend-Based Waiver

Annual membership fee waived off on annual spends of Rs. 12,00,000

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Rewards Redemption Fee

N/A

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month (45% annually)

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Fuel Surcharge

1% fuel surcharge waived off at all fuel stations across India.

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Cash Advance Charges

2.50% of the withdrawn amount, subject to a minimum charge of Rs. 500

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Product Details :- 

• 40,000 Reward Points as a Welcome Benefit (4 Reward Points = Re. 1).

• The card renewal fee is waived on annual spends of Rs. 12,00,000.

• You earn 4 Reward Points per Rs. 100 was spent with the SBI AURUM Credit Card (Reward rate = 1%).

• Tata CLiQ Luxury Vouchers worth Rs. 5,000 on reaching the milestone spend of Rs. 5 lakh.

• Rs. 10,000 Taj Voucher on annual expenditure of Rs. 10 lakh.

• Unlimited international airport lounge access and 4 domestic airport lounge access per quarter.

• 4 BookMyShow movie tickets every month (max value of each ticket capped at Rs. 250).

• 24×7 dedicated concierge service and secretarial access.

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Pros/Cons :-

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Pros

• You get 40,000 Reward Points as a welcome benefit with the SBI Aurum Credit Card.

• With this card, you also get Tata CLiQ Luxury vouchers worth Rs. 5,000 on achieving the milestone benefit.

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Cons

• This card offers a basic reward rate.

• Earlier subscriptions like Amazon Prime, Zomato Gold, and Discovery Plus were offered along with the card, which has since been discontinued.