Welcome Benefits :- HDFC Bank entitles you to a welcome bonus of 1,000 Reward Points on successful realization of the joining fee of HDFC Regalia First Card

Rewards & Benefits :- 

Movie & Dining

Special offers at premium restaurants with the Good Food Trail dining program across top cities.

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Rewards Rate

For every Rs. 150 spent, you will get 4 Reward Points.

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Reward Redemption

1 RP = Re. 0.30 for flight/hotel bookings via SmaryBuy, 1 RP = 0.3 Airmile, 1 RP = Re. 0.25 when redeemed against products and vouchers, 1 RP = Re. 0.15 for redemption against cashback.

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Travel 

N/A

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Domestic Lounge Access

N/A

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International Lounge Access

NA

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Fees & Charges :- 

Spend-Based Waiver

Waived off if an amount exceeding Rs. 1 Lakh is spent using this credit card.

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Rewards Redemption Fee

Rs. 99 per redemption request

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Foreign Currency Markup

2% + GST

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Interest Rates

3.6% per month (45% annually)

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Fuel Surcharge

1% of the fuel surcharge will be waived off on fuel transactions.

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Cash Advance Charges

Higher of 2.5% of the amount withdrawn or Rs. 500.

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Product Details :- 

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• 1,000 Reward Points as a welcome bonus.

• For every Rs. 150 spent on retail purchases, you will get 4 Reward Points.

• Air accident insurance worth Rs 50 lakhs.

• Credit liability cover worth up to Rs 5 lakhs.

• 1% fuel surcharge waiver on fuel transactions.

• On payment of the renewal fee, you will get 1,000 bonus reward points.

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Pros/Cons :-

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Pros

• Earn 5,000 reward points on a spend of Rs. 3 Lakhs or more.

Cons

• There is a reward redemption fee of Rs. 99

• There are no entertainment benefits with the HDFC Bank Regalia Credit Card.