💳 YES Bank Credit Card Update – Effective 1 April 2026 ⚠️

Utility, Transportation & Wallet Load Charges Revised

YES Bank has announced important revisions to its credit card fee structure. While the changes are minor, they can impact high spenders significantly.

Here’s a complete breakdown 👇

1️⃣ Utility & Service Transactions Update

🔹 “Utility” charges will now appear as Utility & Service Transaction Fee on statements.

🔹 The fee structure remains unchanged.🔹 However, the spend thresholds have been increased (fee applies only after crossing these limits).

📊 New Threshold Limits:

• 💎 YES Private: ₹50,000 → ₹1,00,000

• 🏆 MARQUEE / RESERV: ₹25,000 → ₹50,000

• 💳 Other YES Bank Cards: ₹15,000 → ₹25,000

👉 This means you can now spend more on utilities before any fee is triggered.

2️⃣ Transportation Transactions Update 🚗

• 🛣 Toll and bridge charges will now reflect as Transportation Fee in statements.

• 📈 Threshold limits have also been increased:

📊 Updated Limits:

• 💎 YES Private / MARQUEE / RESERV: ₹50,000 → ₹75,000

• 💳 Other Cards: ₹25,000 → ₹50,000

🔹 Fee structure remains unchanged.

3️⃣ Wallet Load Charges Update 💰

New rules for loading wallets using YES Bank credit cards:

• ✅ No fee up to ₹2,000 per transaction

• ⚠️ Above ₹2,000 → 1% fee applicable

• 🧾 Maximum fee capped at ₹5,000 per transaction

Applies to wallets like:

• Amazon Pay

• Paytm

• Mobikwik

• CRED

• And similar platforms