HDFC Bank Rewards Debit Card – Important Update 2026

🔔 Big Change in Rewards Debit Card Eligibility

HDFC Bank has announced a major update for all customers using or planning to apply for the Rewards Debit Card.

📢 From 20 January 2026, the Rewards Debit Card will be issued ONLY to customers holding a Senior Citizen Savings Account (Product Code 157).

That means normal savings account holders will no longer be eligible for this card after this date.

✅ Revised Eligibility Rules

Earlier, Rewards Debit Card was available for regular savings accounts.

But now:

✔️ Card available only with Senior Citizen Savings Account

❌ Normal Savings Account customers cannot apply

📅 Rule effective from 20 January 2026

⚙️ System Enforcement Update

🔹 Any debit card request from accounts other than Product Code 157

➡️ Will be automatically declined by the system

📝 Note: Final approval of card issuance remains at HDFC Bank’s discretion

👴👵 What is a Senior Citizen Savings Account?

A special savings account for customers aged 60 years and above.

It offers:

✨ Exclusive banking benefits

✨ Priority service

✨ Now – Eligibility for Rewards Debit Card

💡 What Should Normal Account Holders Do?

If you still want the Rewards Debit Card:

✔️ Open a Senior Citizen Savings Account

✔️ Age must be 60+ years

✔️ Submit valid age proof

🌐 Official Website Reference Path

Cards ➝ Debit Cards ➝ Rewards Debit Card ➝ Eligibility & Documentation

📅 Effective Date

🚀 20 January 2026

🎯 Final Words

This update is very important for HDFC customers.Before applying for the Rewards Debit Card, make sure you check your account type and eligibility.

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