Welcome Benefits :- N/A

Rewards & Benefits :- 

Movie & Dining

25% Dining Discount Via Swiggy Dineout

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Rewards Rate

Unlimited 1% Cashback

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Reward Redemption

Cashback Against Statement

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Travel 

N/A

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Domestic Lounge Access

N/A

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

On Spends of Rs. 50,000 in a Year

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month (45% annually)

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Fuel Surcharge

1% Across Fuel Stations in India

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Cash Advance Charges

Higher of 2.5% of the amount withdrawn or Rs. 500.

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Product Details :- 

• This card can be availed at a joining fee of Rs. 250 + applicable taxes.

• You can get 1% unlimited cashback with this card across all eligible categories.

• Discounts on dining with Swiggy.

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Pros/Cons :-

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Pros

• This card comes with a reasonable fee, which can be waived by spending Rs. 10,000 in the first 90 days of card activation. From the second year onwards, the fee can also be easily waived by spending Rs. 50,000 in a year.

Cons

• This card offers 1% cashback across all categories. There is no accelerated or higher cashback rate for certain categories.

• SmartBuy offers cannot be availed with this credit card.