Welcome Benefits :- N/A

Rewards & Benefits :- 

Movie & Dining

20% Off Upto ₹300 Each Month on Dining Bills Via Swiggy Dineout

​

Rewards Rate

5% Cashback on Two Specified Categories Like Dining, Travel, Grocery, Fashion, etc. 5% Cashback on Smartbuy, and 3% Cashback on Any One Platform - Amazon, Flipkart, and PayZapp. 1% Unlimited Cashback on All Other Spends

​

Reward Redemption

Redemption for Vouchers Via PayZapp

​

Travel 

N/A

​

Domestic Lounge Access

N/A

​

International Lounge Access

N/A

​

Fees & Charges :- 

Spend-Based Waiver

Spend Rs. 1 Lakh in a Card Anniversary Year

​

Rewards Redemption Fee

Nil

​

Foreign Currency Markup

3.5% + GST

​

Interest Rates

3.6% per month (45% annually)

​

Fuel Surcharge

1% Waiver Upto ₹250 Each Statement

​

Cash Advance Charges

Higher of 2.5% of the amount withdrawn or Rs. 500.

​

Product Details :- 

• The card comes at a joining fee of ₹500.

• With this card, you can avail of 5% cashback on popular categories like fashion, entertainment, and dining.

• 5% cashback on Smartbuy spends.

• 1% cashback on all other eligible categories.

​

Pros/Cons :-

​

Pros

• 5% cashback on popular platforms and brands like Uber, Myntra, BookMyShow and Zomato.

Cons

• Although this card charges a joining fee of ₹500, there are no welcome benefits associated with it.