Welcome Benefits :- 

• You get 500 CashPoints when you join the card as a welcome benefit.

• Each year, on card renewal, cardholders shall get 500 cash points.

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Rewards & Benefits :- 

Movie & Dining

Up to 20% off on Dining at Over 2,000 Premium Restaurants

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Rewards Rate

10X CashPoints/₹150 on Flipkart, Amazon, Swiggy, BigBasket, and Reliance Smart SuperStore and 2 CashPoints/₹150 on Retail Purchases

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Reward Redemption

CashPoints redeemable for cashback, purchasing products, flight/hotel bookings via SmartBuy and partner airlines' AirMiles

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Travel 

N/A

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Domestic Lounge Access

N/A

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International Lounge Access

NA

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Fees & Charges :- 

Spend-Based Waiver

Renewal fee waived off on spending Rs. 50,000 or more in the previous year

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Rewards Redemption Fee

₹99 + GST

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.75% per month (45% annually)

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Fuel Surcharge

1% fuel surcharge waiver applicable on all fuel transactions

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Cash Advance Charges

Higher of 2.5% of the amount withdrawn or Rs. 500.

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Product Details :- 

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• 500 CashPoints as a welcome gift.

• 2 CashPoints for every ₹50 you spend with the card (except fuel, wallet reloads, prepaid card reloads, and voucher purchases).

• 10X CashPoints on partner brands, including Amazon, Flipkart, Reliance Smart Store, Big Basket, and Swiggy.

• Gift voucher worth ₹500 on spends of ₹50,000 in a calendar quarter (max benefit of ₹2,000 in a year).

• Up to 20% off on dining at over 2,000 premium restaurants in select cities.

• Get a waiver on the annual fee for an annual expenditure of a minimum of ₹50,000.

• A 1% waiver on fuel surcharge.

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