Welcome Benefits :- 

• You get a gift voucher worth ₹500 as an introductory benefit on spending ₹5,000 or above within 30 days of card issuance.

• Also, you get a 5% cashback on EMI transactions up to ₹1,000 within 30 days of card issuance using this credit card.

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Rewards & Benefits :- 

Movie & Dining

Buy One Get One offer on movie tickets up to Rs. 250 on the Paytm app, twice every month, and up to 20% discount on over 1,500 restaurants

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Rewards Rate

3X RPs/₹150 Spent Upto Monthly Spends of ₹20,000. 10X Reward Points After Incremental Spends of ₹20,000.

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Reward Redemption

1 Reward point = ₹0.25 for redemption. These reward points can be redeemed at the Poshvine reward portal or at exclusive merchant stores.

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Travel 

Complimentary Spa Access at Popular Airports and Free Railway Lounge Access

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Domestic Lounge Access

Up to 2 Free Visits to Domestic Airport Lounges Per Quarter

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International Lounge Access

Up to 2 Complimentary International Lounge Visits Per Quarter

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Fees & Charges :- 

Spend-Based Waiver

NA

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Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

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Foreign Currency Markup

1.99% 

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Interest Rates

Ranges between 0.75% to 3.5% per month based upon the credit history of the individual

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Fuel Surcharge

1% Waiver Upto ₹400 Each Month for Fuel Transactions Between ₹200 and ₹5,000

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Cash Advance Charges

Rs. 199 per transaction

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Product Details :- 

• A lifetime free card with exciting privileges.

• Gift voucher worth ₹500 on spending ₹5,000 within 30 days and a 5% cashback on the first EMI transaction performed within 30 days of card setup.

• 10x Reward Points on large spends of ₹20,000 or more.

• 10x Reward Points on all transactions on your birthday.

• Low-interest rate (0.75% – 3.5%) and low foreign currency markup (1.5%).

• Two complimentary airport lounge access and spa visits every quarter.

• Up to 2 complimentary rounds of golf every month on spending ₹20,000 monthly.

• Air accident coverage is worth ₹1 crore, and personal accident coverage is worth ₹10 lakh.

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