Welcome Benefits :- ​

• You get 2,000 Reward Points as an introductory benefit on the realization of the membership fee within 2 months of card setup, provided that a minimum amount of Rs. 5,000 is spent in the first 45 days.

• A cashback of Rs. 100 is added to the HP Pay app wallet after the first transaction of a minimum of Rs. 1,000 is made using the app.

 

​Rewards & Benefits :- 

Movie & Dining

25% discount (max Rs. 100 per transaction) on movie tickets booked on BookMyShow and Inox movies individually, dining benefits under the ICICI Bank Culinary Treats Program

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Rewards Rate

4% cashback on fuel spends at HPCL pumps, 5% cashback as RPs on departmental store spends & utility purchases, 2 Reward points per Rs. 100 spent for all other domestic and international transactions.

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Reward Redemption

The Rewards you earn can be redeemed against cashback or some other options at a conversion rate of 1 Reward Point = Rs. 0.25

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Travel 

Complimentary domestic airport lounge access under Visa Domestic Lounge Program

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Domestic Lounge Access

1 complimentary lounge access every quarter to domestic airports under Visa Domestic Lounge Program

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

Annual fee waiver (from second year of membership) on the expenditure of Rs. 1.5 lakh in the preceding year.

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Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month (45% annually)

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Fuel Surcharge

1% fuel surcharge waived at all fuel stations across India

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Cash Advance Charges

Higher of Rs. 300 or 2.5% of the amount withdrawn.

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Product Details :- 

• Welcome benefit of 2,000 Reward points, provided the card’s joining fee is paid within two months of card setup and a minimum spend of Rs. 5,000 is achieved within the first 45 days.

• Cashback of Rs. 100 on the HPPay wallet on the first purchase made via the app.

• 5% savings (4% cashback + 1% fuel surcharge waiver) on fuel purchases at HPCL stations (4% cashback capped at Rs. 200 per month).

• 1.5% additional cashback on fuel purchases on HPCL outlets when you use HP Pay app.

• Fuel surcharge waiver of 1% applicable over and above the aforementioned 4% cashback.

• 5% cashback as Reward points on utilities, groceries, and departmental store purchases.

• 2 Reward Points per Rs. 100 spent on all other purchases.

• Complimentary 24×7 Road Assistance Service (RAS).

• Complimentary domestic airport lounge access.

• 25% off on movie tickets on BookMyShow and Inox movies. Maximum discount capped at Rs. 100 per transaction.

• Discount at partnered restaurants with the ICICI Bank’s exclusive Culinary Treats Program.

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