Welcome Benefits :- ​N/A

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Rewards & Benefits :- 

Movie & Dining

25% discount up to Rs. 100 on movie ticket booking on BookMyShow. Get up to 15% discount on dining.

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Rewards Rate

1 Reward Point per Rs. 100 you spend on utilities & insurance related spends, and 2 Reward Points per Rs. 100 spent elsewhere.

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Reward Redemption

The Reward Points are redeemable against an array of categories, and cash back at a rate of 1 Reward Point = Re. 0.25.

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Travel 

You get complimentary access to the airport and railway lounges every quarter.

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Domestic Lounge Access

1 Domestic Lounge Access Every Quarter (4 Each Year)

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

You get a spend-based waiver in case the annual spend is more than 1,50,000 in the previous year.

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Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month (45% annually)

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Fuel Surcharge

You get a fuel surcharge waiver of 1% across all HPCL petrol stations in India. This offer valid for transaction up to Rs 4,000/-

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Cash Advance Charges

Higher of Rs. 300 or 2.5% of the amount withdrawn.

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Product Details :- 

• 1 Reward Point per Rs. 100 you spent on utilities & insurance-related spends.

• 2 Reward Points per Rs. 100 you spend (except Fuel).

• Earn up to 10,000 bonus RPs annually under the Milestone Program.

• Get 1 complimentary domestic lounge access every quarter.

• Get 1 complimentary railway lounge pass every quarter.

• Enjoy up to 25% discount on movie ticket booking on BookMyShow and INOX.

• You get exclusive dining deals through the ICICI Bank Culinary Treats Programme using the ICICI Bank Coral credit card.

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