Welcome Benefits :- As a welcome benefit on card activation, you can receive a complimentary 3-month Swiggy One membership. If you already have the membership, you can extend it for 3 months

 

Rewards & Benefits :- 

Movie & Dining

10% Cashback on Swiggy app including food orders, Instamart, Dineout, and more

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Rewards Rate

10% Cashback across Swiggy app, 5% Cashback on online spends, 1% Cashback on other categories

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Reward Redemption

Cashback Against Credit Card Statement

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Travel 

Upto 5% cashback on merchants like Uber and Ola

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Fees & Charges :- 

Spend-Based Waiver

Renewal fee waiver on spending Rs. 2 Lakhs in the year

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month or 43.2% per annum

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Fuel Surcharge

NA

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Cash Advance Charges

2.5% of the amount or Rs. 500, whichever is higher

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Product Details :- 

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• Complimentary 3-Month Swiggy One Membership as a welcome benefit.

• 10% Cashback across the Swiggy app.

• 5% Cashback on online spends across top brands.

• 1% Cashback on other spends.

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Pros/Cons :-

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Pros

• Get 10% cashback on all your Swiggy food delivery orders, including Genie and Instamart.

• Up to ₹1,500 cashback per month across major online shopping platforms.

• For food enthusiasts, a complimentary Swiggy One membership for three months is extremely beneficial.

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Cons

• Although this card offers great benefits on food, it could have included additional perks such as free airport lounge access.