Welcome Benefits :- Get 6,000 bonus Reward Points with the BPCL SBI Credit Card Octane as a welcome benefit. You get 6,000 points every time the card membership is renewed, provided that the membership fee is paid (not waived off).

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Rewards & Benefits :- 

Movie & Dining

Accelerated 10 Reward Points for Every ₹100 Spent on Dining and Movie Tickets.

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Rewards Rate

25 Reward Points/₹100 Spent at BPCL Fuel Stations (Reward Rate = 7.25%), 10 RPs/₹100 Spent on Groceries, Departmental Stores, and Movie Tickets, and 1 Reward Point for Every ₹100 Spent on All Other Expenditures

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Reward Redemption

Redeem RPs for Fuel at BPCL Stations, Against Statement, or for Products and Vouchers With SBI

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Travel 

Complimentary domestic airport lounge visits

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Domestic Lounge Access

4 complimentary access to domestic lounges every year (1 per quarter).

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

Next year's renewal fee waived on annual expenditure of Rs. 2 lakh.

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Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month (45% annually)

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Fuel Surcharge

1% fuel surcharge waiver on transactions up to Rs. 4,000 (max waiver of Rs. 100 in a month)

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Cash Advance Charges

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

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Product Details :- 

• Get 6,000 Bonus RPs on the realization of the annual membership fee as a welcome benefit.

• 25 reward points on spending Rs. 100 for fuel purchases at BPCL refill stations (maximum 2,500 reward points per month).

• 10 reward points per Rs. 100 spent on groceries, departmental stores and movie ticket purchases (maximum 7,500 reward points per month).

• 1 reward point per Rs. 100 you spend on other retail purchases, except mobile wallet uploads and expenditures on non-BPCL fuel stations.

• 1% fuel surcharge waived on all petrol transactions up to Rs. 4,000.

• 4 complimentary access to domestic lounges annualy (1 per quarter).

• Gift Vouchers worth Rs 2,000 from Aditya Birla Fashion or Yatra or Urban Ladder or Hush Puppies or Bata on annual expenditure of Rs. 3,00,000 or above.

• Renewal fee waived off if Rs. 2,00,000 were spent in the last year.

• Complimentary Fraud Liability cover of Rs. 1 Lakh

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Pros/Cons :-

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Pros

• Welcome benefit of 6,000 Reward Points worth Rs 1500

• Enjoy 10 Reward Points on spend of Rs. 100 at dining, movies and departmental stores.

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Cons

• There is a reward redemption fee of Rs. 99.

• No insurance benefits are included with this account.