Welcome Benefits :- 2,000 Bonus Reward Points worth Rs. 500 on the realization of the annual fee (credited after 20 days of the payment of the joining fee).

 

​Rewards & Benefits :- 

Movie & Dining

5X Reward Points on movie and dining spends

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Rewards Rate

1 Reward Point per Rs. 100 (reward rate = 0.25%), 5x RPs on dining, movies, departmental stores, and groceries (reward rate = 1.25%), 13X RPs at BPCL pumps (reward rate = 3.25%)

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Reward Redemption

Reward Points are redeemable against gift vouchers on sbicard.com or on the SBI mobile app, for purchases at BPCL petrol stations and against cash (card’s statement balance). 4 Reward Points = Re. 1.

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Travel 

N/A

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Domestic Lounge Access

N/A

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

Renewal fee is waived off on a minimum spend of Rs. 50,000 in an anniversary year.

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Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month (45% annually)

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Fuel Surcharge

1% fuel surcharge waived off at all fuel stations across India for transactions up to Rs. 4,000 (max waiver capped at Rs. 100 per month)

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Cash Advance Charges

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

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Product Details :- 

• 2,000 Activation Bonus Reward Points worth Rs. 500 on payment of joining fee.

• 1 Reward Point per Rs. 100 spent with the card on non-fuel transactions.

• 5X Reward Points on departmental stores, groceries, dining, and movie spends.(Up to 5000 Reward Points per month)

• 13X Reward Points on fuel spends at BPCL filling stations. (Maximum 1300 Reward Points per billing cycle)

• 1% fuel surcharge waived off at all filling stations across India for transactions up to Rs. 4,000(max waiver capped at Rs. 100 per month).

• Annual renewal fee waived off on expenditure of Rs. 50,000 in the preceding year.

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Pros/Cons :-

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Pros

• This card offers great reward points on fuel transactions at BPCL petrol pumps in India.

• BPCL SBI Credit Card can be availed at a low joining cost of Rs. 499.

Cons

• This card doesn’t offer any domestic or international lounge access.

• There are no insurance benefits provided with the BPCL SBI Credit Card.