Welcome Benefits :- 

• You get 10,000 EDGE REWARD Points as a welcome benefit on your first transaction within 30 days of issuance. These 10,000 Points carry a value of Rs. 2,000 and shall be only awarded on the realisation of the joining fee (not valid for lifetime free cards).

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Rewards & Benefits :- 

Movie & Dining

Flat Rs. 200 off on Swiggy Orders

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Rewards Rate

Earn 20 EDGE Points per Rs. 200 you spend with the card up to cumulative spends of Rs. 20,000 per month and earn 10 EDGE points per Rs. 200 spent after that.

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Reward Redemption

EDGE Points earned redeemable on the EDGE Rewards portal for travel/shopping vouchers and product purchases (from the given catalog). 1 EDGE Point = Rs. 0.20.

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Travel 

N/A

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Domestic Lounge Access

8 complimentary domestic lounge visits every year (max 2 per quarter).

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International Lounge Access

Up to 12 complimentary international lounge visits every year with Priority Pass membership

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Fees & Charges :- 

Spend-Based Waiver

Renewal fee waived on spending Rs. 8 lakh in a year

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month (45% annually)

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Fuel Surcharge

1% of the transaction value which is waived off for transactions ranging from Rs. 400 to Rs. 5000

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Cash Advance Charges

Higher of 2.5% of the amount withdrawn or Rs. 500.

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Product Details :- 

• Earn 20 EDGE Points per Rs. 200 you spend with the card up to cumulative spends of Rs. 20,000 per month and earn 10 EDGE points per Rs. 200 spent after that.

• Flat Rs. 500 on a minimum purchase of Rs. 3,000 on the BigBasket mobile app and website.

• Get a flat discount of Rs. 200 on your Swiggy orders when you make a minimum transaction of Rs. 1,000.

• 12 complimentary access to international airport lounges annually with a Priority Pass membership.

• 2 complimentary domestic lounge visits (every quarter).

• Bonus EDGE Points on spending Rs. 3 lakh in an anniversary year.

• Renewal fee waiver on spending Rs. 8 lakh in an anniversary year.

• 6 complimentary golf rounds every year, 6 additional golf rounds on an annual expenditure of Rs. 3 lakh.

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Pros/Cons :-

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Pros

• You get Rs. 200 off on Swiggy orders twice a month.

• Complimentary priority pass membership is also given with the Axis Bank Select Card.

Cons

• No reward points are earned on fuel transactions.

• This credit card has a high joining fee of Rs. 3000 plus applicable taxes.