Welcome Benefits :- ​

Get welcome vouchers worth ₹5000 from Taj Hotels, Tata Cliq, Michael Kors, or other luxury brands. Customers can also opt for 5000 RPs as a welcome benefit.

You can use any of the following modes of activation to get the welcome benefit voucher –

• AU 0101 Mobile App/Net banking

• Call 1800 1200 1500

• Chatbot AURO

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Rewards & Benefits :- 

Movie & Dining

16 complimentary Buy One Get One movie tickets per annum, max 4 per quarter

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Rewards Rate

2 RPs per Rs. 200 spent on dining, international, and travel spends. 1 RP per Rs. 100 on other spends

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Reward Redemption

N/A​

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Travel 

Complimentary Taj Epicure Membership on spending Rs. 12 Lakhs in the year.

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Domestic Lounge Access

4 Complimentary Lounge Access Every Quarter (16 Each Year)

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International Lounge Access

16 complimentary international lounge access

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Fees & Charges :- 

Spend-Based Waiver

Renewal fee waiver on spending Rs. 8 Lakhs in the year

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

0.99% on all foreign currency spends.

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Interest Rates

3.49% per month

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Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

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Cash Advance Charges

None

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Product Details :- 

• Luxury brand gift vouchers worth Rs. 5000 as welcome benefit

• 1 RP per Rs. 100 spent and 2 RPs on international, dining, and travel spends

• 1000 RPs on spends of Rs. 75,000 in the month

• Complimentary Taj Epicure membership on spending Rs. 12 Lakhs in the year

• 16 complimentary domestic and international lounge access

• 16 complimentary movie tickets per annum, max 4 per quarter

• 30% discount on the Silver Spoon Dining program

• Low forex markup fee of 0.99% of the transaction amount

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