Welcome Benefits :- ​AU NOMO Credit Card offers 500 Reward Points as a joining benefit. The value of these Reward Points is Rs. 125 effectively bringing down the price you paid for the card. To receive these Reward Points you shall need to make a transaction within the first 30 days of card issuance.

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Rewards & Benefits :- 

Movie & Dining

N/A​

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Rewards Rate

2 RPs/₹100 Spent on Retail and 1 RP/₹100 Spent on Utility and Insurance

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Reward Redemption

1 RP = ₹0.25

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Travel 

2 Complimentary Railway Lounge Visits Per Calendar Quarter

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Domestic Lounge Access

2 Free Visits Each Quarter on Spending ₹30,000 in the Previous Quarter

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

N/A

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.49% on all foreign currency spends.

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Interest Rates

3.49% per month

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Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

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Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

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Product Details :- 

• AU Nomo is a secured credit card that can be availed against a Fixed Deposit of a minimum of ₹20,000.

• 2 complimentary railway lounge access each quarter.

• Spend-based airport lounge access.

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Pros/Cons :-

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Pros

• This card has a low forex markup charge of 0.99%.

• Insurance and utility spends are also rewarded with this card.

Cons

• NOMO Card is ideal for beginners in their credit journey, but those seeking higher features should look elsewhere.

• If there were any dining or movie benefits associated with this card it would have been perfect for the younger generation looking for their first credit card.