Welcome Benefits :- ​

• Shopping vouchers that are worth Rs. 1,000 from top labels on making the first POS transaction within 60 days of card issuance.

• 10,000 Bonus RPs if you spend Rs. 1 lakh within sixty days of card activation.

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Rewards & Benefits :- 

Movie & Dining

20 Reward Points for every Rs. 100 spent on dining at standalone restaurants

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Rewards Rate

20 Reward Points for every Rs. 100 spent on dining (reward rate = 5%), 10 Reward Points for every Rs. 100 spent on international purchases and grocery & departmental stores (reward rate = 2.5%) and 5 Reward Points for every Rs. 100 spent on all other spends except fuel (reward rate = 1.25%)

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Reward Redemption

Reward Points can be redeemed for merchandise, e-vouchers, mobile or DTH recharges, flight or hotel bookings on AU Rewardz portal, 1 RP = Rs. 0.25

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Travel 

Complimentary Railway Lounge Access

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Domestic Lounge Access

2 Free Lounge Visits Each Quarter

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International Lounge Access

2 every quarter with Priority Pass membership

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Fees & Charges :- 

Spend-Based Waiver

Joining fee can be waived on spending of Rs. 1.25 lakh within 90 days of card activation, annual fee can also be waived on spending Rs. 5 lakh in the previous year

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.49% on all foreign currency spends.

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Interest Rates

3.49% per month

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Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

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Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

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Product Details :- 

• 10,000 Bonus Reward Points on completing retail spends worth Rs. 1 lakh within 60 days of card setup.

• Up to 20 Reward Points per Rs. 100 spent.

• Vouchers worth Rs. 1,000 on the expenditure of Rs. 2 lakh in a calendar quarter.

• Complimentary Taj Epicure membership of minimum expenditure of Rs. 8 lakh in an anniversary year.

• 2,500 Bonus Reward Points on completing one retail transaction on your birthday.

• Lower foreign currency markup fee of 1.99% of the transaction amount.

• Complimentary (limited) domestic/international airport and IRCTC lounge access.

• Spend-based waiver of joining and annual fee.

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Pros/Cons :-

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Pros

• With this credit card, you can get airport and railway lounge access.

• The foreign currency markup fee is low at 1.99% of the transaction amount.

Cons

• This card comes at a high joining fee of Rs. 7,999

• There are no golf and movie benefits provided with this card.