AU Bank Xcite Ultra Credit Cards
Welcome Benefits :- ​N/A
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Rewards & Benefits :-
Movie & Dining
Get up to 30% off on your dining spends
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Rewards Rate
4 RPs on every offline spend of Rs. 100, 8 RPs on every online spend, and 12 RPs on every international spend of Rs. 100
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Reward Redemption
The earned reward points can be redeemed against various options via the AU Rewardz portal at a rate of 1 RP = Re. 0.25.
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Travel
Complimentary access to railway lounges
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Domestic Lounge Access
2 free domestic airport lounges
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International Lounge Access
N/A
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Fees & Charges :-
Spend-Based Waiver
NA
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Rewards Redemption Fee
Nil
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Foreign Currency Markup
3.49% on all foreign currency spends.
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Interest Rates
3.49% per month
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Fuel Surcharge
1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.
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Cash Advance Charges
2.5% of the transaction amount (subject to a minimum charge of Rs. 100)
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Product Details :-
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Earn additional 500 Reward Points per month.
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Up to 8 Reward points on every domestic spend of Rs. 100.
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Up to 12 Reward Points per international spend of Rs. 100.
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Get 5,000 bonus Reward points on achieving the spending milestone.
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Complimentary railway and airport lounge access.
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Get personal accident cover worth Rs. 50 lakhs.
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A 1% fuel surcharge waiver on all fuel purchases.
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Get dedicated concierge services.
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Joining Fee Nil
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Renewal Fee Nil
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Best Suited For Shopping | Travel
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Reward Type Reward Points
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Welcome Benefits N/A




