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AU Bank Xcite Ultra Credit Cards

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Welcome Benefits :- N/A

Rewards & Benefits :- 

Movie & Dining

Get up to 30% off on your dining spends

Rewards Rate

4 RPs on every offline spend of Rs. 100, 8 RPs on every online spend, and 12 RPs on every international spend of Rs. 100

Reward Redemption

The earned reward points can be redeemed against various options via the AU Rewardz portal at a rate of 1 RP = Re. 0.25.

Travel 

Complimentary access to railway lounges

Domestic Lounge Access

2 free domestic airport lounges

International Lounge Access

N/A

Fees & Charges :- 

Spend-Based Waiver

NA

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.49% on all foreign currency spends.

Interest Rates

3.49% per month

Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

Product Details :- 

  • Earn additional 500 Reward Points per month.

  • Up to 8 Reward points on every domestic spend of Rs. 100.

  • Up to 12 Reward Points per international spend of Rs. 100.

  • Get 5,000 bonus Reward points on achieving the spending milestone.

  • Complimentary railway and airport lounge access.

  • Get personal accident cover worth Rs. 50 lakhs.

  • A 1% fuel surcharge waiver on all fuel purchases.

  • Get dedicated concierge services.

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  • Joining Fee             Nil

  • Renewal Fee           Nil

  • Best Suited For       Shopping | Travel

  • Reward Type           Reward Points

  • Welcome Benefits   N/A

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