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AU Bank Xcite Ultra Credit Cards

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Welcome Benefits :- â€‹N/A

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Rewards & Benefits :- 

Movie & Dining

Get up to 30% off on your dining spends

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Rewards Rate

4 RPs on every offline spend of Rs. 100, 8 RPs on every online spend, and 12 RPs on every international spend of Rs. 100

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Reward Redemption

The earned reward points can be redeemed against various options via the AU Rewardz portal at a rate of 1 RP = Re. 0.25.

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Travel 

Complimentary access to railway lounges

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Domestic Lounge Access

2 free domestic airport lounges

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

NA

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.49% on all foreign currency spends.

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Interest Rates

3.49% per month

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Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

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Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

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Product Details :- 

  • Earn additional 500 Reward Points per month.

  • Up to 8 Reward points on every domestic spend of Rs. 100.

  • Up to 12 Reward Points per international spend of Rs. 100.

  • Get 5,000 bonus Reward points on achieving the spending milestone.

  • Complimentary railway and airport lounge access.

  • Get personal accident cover worth Rs. 50 lakhs.

  • A 1% fuel surcharge waiver on all fuel purchases.

  • Get dedicated concierge services.

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  • Joining Fee             Nil

  • Renewal Fee           Nil

  • Best Suited For       Shopping | Travel

  • Reward Type           Reward Points

  • Welcome Benefits   N/A

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