Welcome Benefits :- ​N/A

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Rewards & Benefits :- 

Movie & Dining

​N/A

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Rewards Rate

Cashback of 2% on utility bills, groceries, and departmental stores and cashback of 1% on all other spends.

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Reward Redemption

​N/A

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Travel 

Complimentary access to railway lounges.

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Domestic Lounge Access

​N/A

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

Spend Rs. 10,000 in the first 90 days for a fee waiver. For an annual fee waiver, there should be spends of Rs. 40,000 or more in a year.

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.49% on all foreign currency spends.

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Interest Rates

3.49% per month

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Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

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Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

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Product Details :- 

• A cashback of 5% on retail spends within the first 60 days.

• 2% cash back on groceries, departmental stores, and utility bills.

• 1% cashback on all other spends using this credit card.

• A cashback of Rs. 50 every month while you achieve the milestone spends.

• Complimentary access to selected railway lounges in India.

• Surcharge waiver of 1% on fuel transactions.

• Zero liability protection against a lost card.

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