Welcome Benefits :- Credit cardholders will get 499 NeuCoins on the Tata Neu Application only when they perform a successful transaction using their credit card within the first 30 days of the card issuance date.

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Rewards & Benefits :- 

Movie & Dining

NA

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Rewards Rate

2% & 1% cashback in the form of NeuCoins while shopping on Tata and non-Tata Brands respectively. Additional 5% back as NeuCoins on the Tata Neu app or website.

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Reward Redemption

The earned NeuCoins can be redeemed via the Tata Neu application or website on specified Tata brands.

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Travel 

Complimentary access to domestic airport lounges.

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Domestic Lounge Access

4 complimentary visits to the domestic airport lounges, limited to 1 visit per quarter.

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International Lounge Access

NA

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Fees & Charges :- 

Spend-Based Waiver

The renewal fee of Rs. 499 is eligible for a waiver if the cardholder spends an amount increasing Rs. 1 Lakh in the previous year.

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Rewards Redemption Fee

Rs. 99 per redemption request

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.75% per month (45% annually)

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Fuel Surcharge

1% of the fuel surcharge will be waived off on fuel transactions.

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Cash Advance Charges

Higher of 2.5% of the amount withdrawn or Rs. 500.

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Product Details :- 

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• 499 NeuCoins in the form of a welcome benefit.

• 2% back as NeuCoins while shopping at Tata brands.

• 1% back as NeuCoins while shopping at Non-Tata brands.

• Additional 5% back as NeuCoins on the Tata Neu app or website after registering for Tata NeuPass

• Complimentary access to domestic airport lounges.

• 1% surcharge waiver on fuel transactions up to Rs. 250 per month.

• Spend-based waiver of renewal fee.

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Pros/Cons :-

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Pros

• Make a transaction within the first 30 days of card issuance and enjoy 499 NeuCoins as a welcome benefit.

• Waive off the renewal fees with a spend of ₹1,00,000 in a calendar year.

• Save big on purchases from Tata Brands like Tanishq and cult.fit with the Tata New Plus HDFC Card, whether you’re a fitness enthusiast or shopping for jewellery.

Cons

• This one is a big disappointment for travellers as there is no international lounge access.

• One major con of the Tata Neu Plus HDFC Bank Credit Card is that it provides no movie or dining benefits.

• The NeuCoins are only valid for a period of 365 days.