Welcome Benefits :- ​N/A

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Rewards & Benefits :- 

Movie & Dining

​N/A

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Rewards Rate

20% Scapia Coins on Travel Bookings (~4%) & 10% Scapia Coins on All Other Transactions (~2%)

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Reward Redemption

Redeem Coins on Scapia. 1 Scapia Coin = ₹0.20

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Travel 

20% Scapia Coins on Travel Bookings

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Domestic Lounge Access

Unlimited on Making Spends of ₹10,000 for Visa Variant and ₹15,000 for RuPay Variant

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

LifeTime Free​

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.49% on all foreign currency spends.

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Interest Rates

3.49% per month

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Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

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Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

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Product Details :- 

• Earn 20% Scapia Coins while making bookings on Scapia.

• Earn 10% Scapia Coins on all offline and online transactions (with few exceptions like fuel, wallet reloads, etc).

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Pros

• This card is most suited for frequent travellers.

• The Federal Scapia Credit Card is also available on the RuPay network, making it perfect for spending via UPI.

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Cons

• Scapia Coins can only be redeemed while making bookings with Scapia.

• Unlimited airport lounge access with this card is based on a minimum spending requirement each statement cycle.