Welcome Benefits :- Get 500 bonus Reward Points on spends of ₹5,000 or more within 60 days of card issuance. These 500 Reward Points are worth ₹125.

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Rewards & Benefits :- 

Movie & Dining

NA

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Rewards Rate

10 Reward Points/₹100 Spent on Dining, Travel, and International Transactions. All Other Eligible Spends Shall Get 2 Reward Points/₹100

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Reward Redemption

1 Reward Point = ₹0.25

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Travel 

N/A

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Domestic Lounge Access

N/A

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

Fee Waiver on Spends of ₹1,20,000 in a Year (For Paid Version)

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.5% + GST on the transaction amount

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Interest Rates

3.25% per month (39% per annum)

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Fuel Surcharge

1% waiver on fuel transactions between Rs. 400 and Rs. 5,000.

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Cash Advance Charges

2.5% of the amount withdrawn subject to a minimum charge of Rs. 300.

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Product Details :- 

• Guaranteed issuance against a fixed deposit of Rs. 15,000.

• No joining/annual fee.

• 4 Reward points on every retail purchase of Rs 100.

• 1% fuel surcharge waiver on all fuel spends.

• Complimentary personal accident insurance cover.

•  Lost card liability protection.