Welcome Benefits :- Get 6-Month Complimentary Fitpass Pro Membership

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Rewards & Benefits :- 

Movie & Dining

NA

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Rewards Rate

2 Reward Points on every retail spend of Rs. 100 and 10 Reward Points for every Rs. 100 spent on departmental stores & groceries.

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Reward Redemption

The earned Reward Points are redeemable against several options available at the BoB Rewards portal at a rate of 1 Reward Point = Re. 0.25.

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Travel 

Get complimentary domestic lounge access every year.

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Domestic Lounge Access

8 free domestic lounge access every year (2 per quarter)

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

Fee Waiver on Spends of ₹1,20,000 in a Year (For Paid Version)

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.5% + GST on the transaction amount

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Interest Rates

3.25% per month (39% per annum)

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Fuel Surcharge

1% waiver on fuel transactions between Rs. 400 and Rs. 5,000.

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Cash Advance Charges

2.5% of the amount withdrawn subject to a minimum charge of Rs. 300.

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Product Details :- 

• Lifetime free credit card.

• Get a complimentary 6-month Fitpass Pro membership

• Get up to 10 Reward Points on every spend of Rs. 100.

• Get complimentary domestic lounge access every year.

• Get a free Amazon Prime membership on achieving the spend milestone.

• Insurance coverage is worth Rs. 20 lakhs in the case of a personal accident.

• 1% fuel surcharge waiver on all fuel purchases.