Welcome Benefits :- 

• Get 5,000 Edge Reward Points on net spend of ₹1,000 or more within 30 days of getting the credit card. These Reward Points are worth ₹1,000 and are essentially worth the same value as the joining fee.

• Customers who swap their existing Axis Bank card for the Rewards credit card are not eligible for the welcome benefit.

Rewards & Benefits :- 

Movie & Dining

30% off on Swiggy orders and a 15% discount at various partner restaurants with the Dining Delights Program

​

Rewards Rate

2 EDGE reward points on every send of Rs. 125 and accelerated 10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores

​

Reward Redemption

Reward points can be redeemed for vouchers or products listed on the EDGE platform catalogue. Cardholders can transfer their reward points to partner Airmiles or points. Reward points can also be redeemed through Pay with Points via SMS or Online Pay with Point Redemption

​

Travel 

N/A

​

Domestic Lounge Access

2 complimentary domestic airport lounge access per quarter

​

International Lounge Access

N/A

​

Fees & Charges :- 

Spend-Based Waiver

Renewal fee is waived off on spending Rs. 2 Lakhs or more in the card anniversary year

​

Rewards Redemption Fee

Nil

​

Foreign Currency Markup

3.5% + GST

​

Interest Rates

3.6% per month (45% annually)

​

Fuel Surcharge

1% of the transaction value which is waived off for transactions ranging from Rs. 400 to Rs. 5000

​

Cash Advance Charges

Higher of 2.5% of the amount withdrawn or Rs. 500.

​

Product Details :- 

• Welcome benefit of 5000 EDGE reward points

• 2 EDGE reward points on every send of Rs. 125

• 10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores

• Membership benefits worth Rs. 1000 per card anniversary year

• 30% off on Swiggy orders and 15% off at partner restaurants with the Dining Delights Program

• 2 complimentary domestic airport lounge access per quarter

• 1% fuel surcharge waiver with a maximum benefit of Rs. 400 every statement cycle

• 1 Lakh purchase protection cover and cover for loss of travel documents and baggage

​

Pros/Cons :-

​

Pros

• This card is best suited for avid shoppers as it provides 2 Edge Reward Points for every spend of ₹125.

• You get 5,000 Edge Reward Points as a welcome point within 30 days of card issuance.

Cons

• With the Axis Bank Rewards Credit Card, you won’t get access to international lounges at airports.

• No golf benefits are provided with this card.