Welcome Benefits :- ​N/A

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Rewards & Benefits :- 

Movie & Dining

3 Months of complimentary Membership of Zee5, Amazon Prime and Additional 5% cashback for Dining expenses.

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Rewards Rate

1 Reward Point for every Rs. 100 spent on retail with the card, 10X or 5X accelerated Reward Points (For Specific Feature) and Additional cashbacks (For Specific Feature)

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Reward Redemption

Redeem Reward Points for exciting discounts and offers.

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Travel 

Complimentary access to domestic lounges in India.

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Domestic Lounge Access

2 Complimentary Airport Lounge Access Every Quarter (8 Each Year)

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

NA

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.49% on all foreign currency spends.

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Interest Rates

3.49% per month

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Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

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Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

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Product Details :- 

• India’s First customizable Credit card.

• Choose whichever feature you want and whenever you want with the card.

• 3 Months of Free Membership of Zee5, Amazon Prime and Cult.fit

• For every Rs. 100 spent on retail transactions, you will get 1 Reward Point.

• 10X or 5X accelerated Reward Points on all online and offline transactions.

• Surcharge waiver of 1% on all fuel transactions between Rs. 400 to Rs. 5,000.

• 5% and 2% cashback on retail spends on achieving the spend target.

• Additional 5% cashback for travel, dining and grocery expenses.

• 4 complimentary lounge access per quarter

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Pros/Cons :-

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Pros

• This is a lifetime free credit card without any joining or renewal charges.

Cons

•  There isn’t any complimentary international lounge access provided with this card.